A Health Savings Account (HSA) lets you set aside pre-tax money to pay for qualified medical expenses, helping you save on healthcare costs today and in the future. Unlike a Flexible Spending Account (FSA), unused HSA funds roll over from year to year, and your account balance remains yours even if you leave alliant.
The HSA is available to professionals enrolled in the HDHP Medical option. For 2027, you may contribute up to $4,500 if you have single coverage or $9,000 if you have family coverage. If you are age 55 or older, you may contribute an additional $1,000 catch-up contribution. These annual limits include any contributions made by both you and alliant.
To help you build your savings, alliant contributes $187.50 per quarter ($750 annually) for professionals enrolled in single coverage and $375 per quarter ($1,500 annually) for professionals enrolled in family coverage.